Pokémon Go has become a phenomenon since it first launched in Australia and New Zealand before becoming available in the U.S. to then being expanded to Europe and Germany.

And while you try to figure out how to download the digital sensation in South Africa and also wait on its official release date to be announced. A guy named Nick Johnson from North America has already become the Pokémon Go master, imagine that!

Johnson has within two weeks captured all 142 Pokémon available in Pokémon Go. And well to be fair. Johnson has had a lot of practice with the Pokémon game having caught them all as a kid when the original Pokémon games came out.

Today this has further helped him flex his Pokémon Go muscle and be able to explore the real world through the game. And explore he did as Johnson combined a 50 hour week with six-to-10 hour nightly sessions that saw him roaming the city until 4 or 5 a.m. Then he’d get up, go to work, and hit the Pokémon grind once more.

Talk about dedication to a game or is it a passion, a hobby or maybe some sort of addiction. None the less he has reaped the rewards of his obsession. As when completing his quest in Central Park he was surrounded by a group of friends that he had made playing the game over the last few weeks.

He also lost 8-10 pounds. And will also soon complete catch ‘em all around the world, as Marriott Rewards will be partnering with him to aid him on his journey.

Johnson said in a recent article featured in ‘Refinery29.com’ that his favorite Pokémon to catch was Snorlax. “I hatched a Snorlax from a 10k egg,” Johnson said via email. “I nicknamed it after one of my dogs, nicknamed Marshmallow because he’s a big fluff ball.”

The banking industry has undergone a number of changes in recent years.  As technology advances, banking services have become easier to access using smart devices.

As the world moves towards becoming increasingly digital, the banking industry has kept up-to-date with various changes affecting the industry and operations. More banks are offering their suite of products and services through dedicated banking apps.

African Bank is one such bank.

The institution encourages clients to take control and register for African Bank’s free online and mobile services.

What benefits are offered by the African Bank app?

Convenience

The African Bank app offers clients the convenience of being able to connect online whenever and wherever. Users get to enjoy self-service functionality 24/7, so they no longer have to wait for normal banking hours to transact.

Better control

Using the African Bank app allows you to have better control of your finances. You are in complete control of how you spend your money and you are able to track how much you are spending.

Security

Your confidential information is safe. Make sure that you use string passwords and keep your log in details secure.

The service is Free

There is no monthly subscription for the service, so you can enjoy its services for free.

What you can do with the African Bank app:

• Pay your accounts
• View account balances and payment information
• Get monthly statements
• Make immediate payments to your African Bank account
• Change debit orders
• Make payment arrangements for a recurring debit order deduction
• Buy prepaid airtime, data and SMS bundles
• Immediately stop your lost or stolen card
• Log a Credit Life insurance claim

The service is free; however the only applicable charges that apply are for airtime and data.

Visit www.africanbank.co.za to find out how to download the African Bank app.

With changes in technology over the years, the banking industry has become one of the most efficient – giving clients fast, efficient services. As more banking institutions adapt to the digital era, more changes have been made to ensure that systems run smoothly and that clients make a smooth transition to better banking systems.

As smartphone technology continues to expand and improve daily, more people now have access to a wide array of applications.

More people are also using banking applications instead of the traditional route of visiting a bank branch to transfer funds or make payments to creditors.

In South Africa, the banking industry is efficient and on par with international banking standards in most cases. One way in which the industry continues to thrive is through technological innovations brought about.

When asking who has the best banking app in South Africa, there are a number of factors to consider.

A good banking app must be efficient, it must be effective and it should have a clean design with a simple interface.

Use of banking apps is expected to increase as more people get access to smartphone technology.

In South Africa, First National Bank (FNB) was the first bank to launch a mobile banking app in 2011. The bank’s app now has a base of over 1.5 million active devices and has gained a reputation as the best platform for day-to-day banking.

The FNB Banking app was ranked 4^th best globally by My Private Banking Research in the category of Mobile apps for Wealth Management 2015.

In addition, according to the Columinate Internet Banking SITEisfaction survey, FNB earned the top spot for internet banking quality and user experience in South Africa.

The most popular transactions on the app are payments, account transfers and prepaid accounts.

“Users of the App have reduced their reliance on branches, ATMs and call centres to almost zero transactions per month,” said FNB Digital Banking’s Giuseppe Virgilito.

FNB arguably has the best banking app in South Africa, offering a range of solutions that are easily accessible and simple to use.

As more people access the internet on a daily basis, the need for quality Wi-Fi has never been more prevalent. As developing nations like South Africa move towards providing free Wi-Fi access across various cities, some private companies as well as partly state-owned entities are making inroads into this sector too.

Leading telecommunications giant Telkom is one such entity that strives to provide customers with fast, efficient internet solutions. The company’s existing network is regarded as the most highly developed on the African continent.

A variety of Telkom Wi-Fi deals are available, making it easier for South Africans to stay connected.

About Telkom Wi-Fi deals:

Telkom Wi-Fi deals are currently offering easily accessible solutions to customers as well as non-subscribers.

30 minute of 60 minute Telkom Wi-Fi

This offer is available to non-Telkom customers on the Wi-Fi portal via debit and credit card purchase.

There is no need to have a Telkom Contract or SIM and the service can be used on any device. Anyone can access Telkom Wi-Fi in over 5500hotspots across the country.

If you’re a Prepaid customer:

You can buy extra Wi-Fi bundles at R15 for 30 minutes or R25 for an hour. Every time you recharge with R50, you get seven days unlimited Wi-Fi access.

If you’re on a Telkom contract you get free 30 minutes Wi-Fi every day.

As a non-subscriber you can also get free 30 minutes Wi-Fi every day. You also have the option of buying bundles at R15 for 30 minutes and R25 for an hour.

How to access Telkom Wi-Fi deals as a non-subscriber:

• Connect to the “1 Telkom Guest” network when you’re in a Telkom Wi-Fi hotspot.
• Complete the registration by creating a username and password.
• Log in and enjoy 30 minutes of free Telkom Wi-Fi access.

The digital era has arrived. The world is adapting to fast-changing technological advancements and to the digital revolution. Scholars are typing more than they’re writing. People are using mobiles to send money. People are getting loans with the simple click of a mouse. 

The banking sector has come to adapt to rapid changes in technology. More institutions are changing the way that they offer their services. Instead of having to deal with long queues of customers, banks now have efficient digital banking systems, alleviating pressure for bank consultants and tellers in the various branches.

Capitec Bank has become one of the leading banks in South Africa. The bank offers its millions of customers access to a wide array of services through it quality digital banking solutions.

Through the Capitec App, the bank strives to provide simplified banking solutions.

Secure, easy to use and available on supported smartphones, the Capitec App is free to download and there’s no monthly subscription.

You can access the app on-the-go from your cellphone, allowing you to access banking services whenever you need them.

Features of the Capitec App:

• Use it to transact
• Use the app to make payments
• Buy electricity for yourself or for a friend
• Add beneficiaries
• Add recurring (stop orders) and future-dated payments
• Buy airtime, data and SMS bundling

Buying airtime with the Capitec App is simple and convenient. There’s no doubt that airtime has become a necessity nowadays. As communication methods change and more people are using phones to talk to their loved ones and to do business, the demand for airtime and data continues to rise.

Using the Capitec App, you can make beneficiary payments at half the branch cost. You can also transact safely, knowing that every transaction is protected by your remote PIN.

Download the Capitec App today to enjoy the convenience of buying airtime with the Capitec App.

Contact Capitec Bank by calling: 0860 10 20 43.

Visit www.capitecbank.co.za

In early 2015 social media networks were abuzz as people used the “Lobola App.” Lobola is a form of payment that is offered by the groom’s family to the bride’s family in traditional African weddings in various South African cultures. 

It is often regarded as the “bride price” and varies from place to place in South Africa and among different tribes. In South Africa, the average is twelve cows.

Lobola was traditionally paid in livestock (cows), but modern urban families use cash.

Developed by Robert Matsaneng, the “Lobola App” is based on the lobola tradition and calculates the “bride price”, “bride gift” or “bride worth”.

The app requests the user’s age, height, weight and waist size and asks them to rate their attractiveness on a scale of “not at all” to “really hot”. Calculations are based on a woman’s educational qualifications, their job and whether they have been married before or have children.

At the end of the questionnaire, you are able to find out how many cows you are worth, in livestock and in Rands.

The developer told Fin24: 

“I developed the app for mainly laughs actually. I think it’s a fun exercise and that people who are not part of the culture can get a taste and perhaps want to know more about the culture. I did not develop it to replace the culture in any way.”

While the app drew a range of reactions from users, some found it offensive and called it “sexist”.

Another developer, Vusi Mbongo created his own version, calling it the “Lobola Calculator” because “he and his friend thought poorly of Matsaneng’s version,” he told Moneyweb.

The Lobola Calculator for iPhone is a simple app. Users enter the groom’s wealth- gauging details separately. Then the bride’s details are entered.

Mbongo says the Lobola Calculator for iPhone is more accurate because lobola depends on the circumstances of both individuals.  Mbongo says the price should ultimately depend on whether the men can afford it.

The Lobola Calculator for iPhone is available on the App store.

Since it was founded in 2001, Capitec Bank has steadily grown to become one of the most popular banks in South Africa. With over 7 million customers all over the country, the bank continues to grow.  

Offering a wide range of banking services such as transactional services, credit solutions and savings options, Capitec strives to offer simplified banking solutions.

Through the Global One Solution Capitec offers a unique financial solution that allows clients to save, transact and get access to credit. Instead of having multiple cards, Capitec clients have a unique product that allows them to streamline their banking needs.

Another way through which Capitec offers more value for clients is through the Capitec App.

As the world moves towards a digital-centric approach, Capitec Bank offers its clients a simplified digital banking solution through the Capitec App.

According to the latest South African Customer Satisfaction (SAcsi) for banking, Capitec and First National Bank came out tops in terms of online banking services.

Capitec achieved the highest online banking satisfaction ratings, followed closely by FNB.

While having a banking app may seem like the most logical way to bank these days, the reality is that there are a number of people who are unfamiliar with the service.

Here’s how to use the Capitec App:

You can download the app on your smartphone to start enjoying the benefits. If you are unsure of how to do this, you can always visit your nearest Capitec branch and a consultant will guide you through the process.

Once you’ve downloaded the Capitec App, you can simply select the “Transact” option.

You can then use the app to:

• Make payments
• Buy airtime, data and SMS bundles
• Buy electricity (for yourself or for a friend)
• View, sort, update and delete beneficiaries

You can also use the Capitec App to view your profile.

Contact Capitec by calling: 0860 10 20 43

Visit their website here: www.capitecbank.co.za

As the world moves towards a more digital-centric life, the demand for efficient banking systems has grown. Customers are more time-conscious than ever and fewer people are willing to spend hours waiting a long bank queue these days. 

The Capitec App allows customers to do just that- bank anywhere 24/7.

Since 2001, Capitec Bank has offered its clients quality services, driven by the goal of providing simplified banking solutions.

Free to use and free to download, the Capitec app is the simplest way to save and take control of your money ad to track your spending.

You can access the Capitec App on-the-go from your cellphone.

Along with the positive aspects of digital banking solutions, comes the uncertainty of security. With the Capitec app you can rest assured that you are transacting securely. Every transaction is protected by your remote PIN.

What can you do with the Capitec App?

Make payments – instead of having to draw cash and wait in long bank queues as you wait to speak to a bank teller or consultant, you can use the Capitec App to make payments at any time of the day.

Buy airtime, data and SMS bundles – by simply logging onto the Capitec App you can buy airtime whenever you need to.

Buy electricity – no more waiting for municipal office hours. You can simply buy electricity whenever you choose.

View credit plan balances – the Capitec App allows you to keep track of your loans.

Add beneficiaries – you can make payments simple and convenient.

View transactions or beneficiary payment history – keep track of your spending and payment history.

Pay a Capitec Bank client using their verified cellphone number – this is a new feature that allows you to make payments simply to a Capitec client without the need for their bank account number.

To find out more about how you can save and transact with the Capitec App, visit www.capitecbank.co.za

In the countries where Pokémon Go has launched such as Australia, New Zealand, Europe, Germany and the U.S. It has become a phenomenon. And Pokémon Go players are documenting through their social media accounts like Instagram and such some of the strangest places they’ve caught Pokémon.

The weird places where people are playing Pokémon Go have just shown how the game has escalated. Proving the Pokémon Go fever, which people catch whilst catching ‘em all about town from just only finding Pokémon at the neighbourhood park. To now even at weddings proves you definitely can’t quit these virtual critters.

Some of the unusual Pokémon sightings have even seen overseas police getting it in on the action. While other Pokémon have been sighted in a war zone or on a plane.

And they’ve been lots of Pokémon to be had at Baseball Games, which seem to be a favourite for these little pocket monsters. Users have reported catching Lickitung along with many others.

Other users of the game have even spotted these virtual pets on their actual real life pets at home. While another user caught a Pokémon in their bird cage and surprisingly also Pokémon’s have been sighted at sandwich shops. Would you like your sandwich with a Pokémon Evelee and avocado topping?

And a staggering number of sightings of Pokémon have even shown up in bathrooms and that’s not even the craziest of it all. Pidgey even showed up at the hospital to help a woman give birth while Squirtle was found at a funeral service.

The main emphasis of the app Pokémon Go is to ‘catch ‘em all’, all being the incredible imaginary world of Pokémon beasts. Which once you’ve downloaded the free app pop-up as if in real life on your phone as you explore the real world to find them.

The Pokémon’s (pocket monsters in Japanese) are thought of as virtual pets which users must take care of so to train and battle other players in the game. And when it comes to capturing, evolving and powering up your Pokémon earning a lot of experience points (XP) by being a higher level player has a huge advantage.

Aside from the obvious point of demonstrating that you’re a more experienced player. Your character in the game as you progress through Pokémon Go, gains XP for completing various tasks and moving up through levels. Such as a chance to join a team once you reach level 5. Or unlocking Great Balls and additional incubators for your eggs as you continue to succeed in levels gained through acquiring more XP.

It’s all about gaining much more from your efforts through each level you climb and that’s how to increase your XP level. Just play the game and you can get XP for capturing Pokémon, with bonuses awarded for catching new Pokémon or good throws of the Poke Ball.

And there’s a lot more XP awarded for finding new Pokémon, evolving new Pokémon, hatching eggs and visiting Poke Stops. And one of the best ways to get all these things working for you is go to a new place. Like a town or city centre, where there are lots of Poke Stops, lots of people and lots of Pokémon.

Then simply go from Poke Stop to Poke Stop, collecting it all, catching it all and gobbling up the XP. Also training hard in friendly gyms and battling in gyms will also allow you to be rewarded with XP for your victory.

Pokémon Go has become a phenomenon since it first launched in Australia and New Zealand before becoming available in the U.S. to then being expanded to Europe and Germany.

And while you try to figure out how to download the digital sensation in South Africa and also wait on its official release date to be announced. A guy named Nick Johnson from North America has already become the Pokémon Go master, imagine that!

Johnson has within two weeks captured all 142 Pokémon available in Pokémon Go. And well to be fair. Johnson has had a lot of practice with the Pokémon game having caught them all as a kid when the original Pokémon games came out.

Today this has further helped him flex his Pokémon Go muscle and be able to explore the real world through the game. And explore he did as Johnson combined a 50 hour week with six-to-10 hour nightly sessions that saw him roaming the city until 4 or 5 a.m. Then he’d get up, go to work, and hit the Pokémon grind once more.

Talk about dedication to a game or is it a passion, a hobby or maybe some sort of addiction. None the less he has reaped the rewards of his obsession. As when completing his quest in Central Park he was surrounded by a group of friends that he had made playing the game over the last few weeks.

He also lost 8-10 pounds. And will also soon complete catch ‘em all around the world, as Marriott Rewards will be partnering with him to aid him on his journey.

Johnson said in a recent article featured in ‘Refinery29.com’ that his favorite Pokémon to catch was Snorlax. “I hatched a Snorlax from a 10k egg,” Johnson said via email. “I nicknamed it after one of my dogs, nicknamed Marshmallow because he’s a big fluff ball.”

The banking industry has undergone a number of changes in recent years.  As technology advances, banking services have become easier to access using smart devices.

As the world moves towards becoming increasingly digital, the banking industry has kept up-to-date with various changes affecting the industry and operations. More banks are offering their suite of products and services through dedicated banking apps.

African Bank is one such bank.

The institution encourages clients to take control and register for African Bank’s free online and mobile services.

What benefits are offered by the African Bank app?

Convenience

The African Bank app offers clients the convenience of being able to connect online whenever and wherever. Users get to enjoy self-service functionality 24/7, so they no longer have to wait for normal banking hours to transact.

Better control

Using the African Bank app allows you to have better control of your finances. You are in complete control of how you spend your money and you are able to track how much you are spending.

Security

Your confidential information is safe. Make sure that you use string passwords and keep your log in details secure.

The service is Free

There is no monthly subscription for the service, so you can enjoy its services for free.

What you can do with the African Bank app:

• Pay your accounts
• View account balances and payment information
• Get monthly statements
• Make immediate payments to your African Bank account
• Change debit orders
• Make payment arrangements for a recurring debit order deduction
• Buy prepaid airtime, data and SMS bundles
• Immediately stop your lost or stolen card
• Log a Credit Life insurance claim

The service is free; however the only applicable charges that apply are for airtime and data.

Visit www.africanbank.co.za to find out how to download the African Bank app.

With changes in technology over the years, the banking industry has become one of the most efficient – giving clients fast, efficient services. As more banking institutions adapt to the digital era, more changes have been made to ensure that systems run smoothly and that clients make a smooth transition to better banking systems.

As smartphone technology continues to expand and improve daily, more people now have access to a wide array of applications.

More people are also using banking applications instead of the traditional route of visiting a bank branch to transfer funds or make payments to creditors.

In South Africa, the banking industry is efficient and on par with international banking standards in most cases. One way in which the industry continues to thrive is through technological innovations brought about.

When asking who has the best banking app in South Africa, there are a number of factors to consider.

A good banking app must be efficient, it must be effective and it should have a clean design with a simple interface.

Use of banking apps is expected to increase as more people get access to smartphone technology.

In South Africa, First National Bank (FNB) was the first bank to launch a mobile banking app in 2011. The bank’s app now has a base of over 1.5 million active devices and has gained a reputation as the best platform for day-to-day banking.

The FNB Banking app was ranked 4^th best globally by My Private Banking Research in the category of Mobile apps for Wealth Management 2015.

In addition, according to the Columinate Internet Banking SITEisfaction survey, FNB earned the top spot for internet banking quality and user experience in South Africa.

The most popular transactions on the app are payments, account transfers and prepaid accounts.

“Users of the App have reduced their reliance on branches, ATMs and call centres to almost zero transactions per month,” said FNB Digital Banking’s Giuseppe Virgilito.

FNB arguably has the best banking app in South Africa, offering a range of solutions that are easily accessible and simple to use.

As more people access the internet on a daily basis, the need for quality Wi-Fi has never been more prevalent. As developing nations like South Africa move towards providing free Wi-Fi access across various cities, some private companies as well as partly state-owned entities are making inroads into this sector too.

Leading telecommunications giant Telkom is one such entity that strives to provide customers with fast, efficient internet solutions. The company’s existing network is regarded as the most highly developed on the African continent.

A variety of Telkom Wi-Fi deals are available, making it easier for South Africans to stay connected.

About Telkom Wi-Fi deals:

Telkom Wi-Fi deals are currently offering easily accessible solutions to customers as well as non-subscribers.

30 minute of 60 minute Telkom Wi-Fi

This offer is available to non-Telkom customers on the Wi-Fi portal via debit and credit card purchase.

There is no need to have a Telkom Contract or SIM and the service can be used on any device. Anyone can access Telkom Wi-Fi in over 5500hotspots across the country.

If you’re a Prepaid customer:

You can buy extra Wi-Fi bundles at R15 for 30 minutes or R25 for an hour. Every time you recharge with R50, you get seven days unlimited Wi-Fi access.

If you’re on a Telkom contract you get free 30 minutes Wi-Fi every day.

As a non-subscriber you can also get free 30 minutes Wi-Fi every day. You also have the option of buying bundles at R15 for 30 minutes and R25 for an hour.

How to access Telkom Wi-Fi deals as a non-subscriber:

• Connect to the “1 Telkom Guest” network when you’re in a Telkom Wi-Fi hotspot.
• Complete the registration by creating a username and password.
• Log in and enjoy 30 minutes of free Telkom Wi-Fi access.

The digital era has arrived. The world is adapting to fast-changing technological advancements and to the digital revolution. Scholars are typing more than they’re writing. People are using mobiles to send money. People are getting loans with the simple click of a mouse. 

The banking sector has come to adapt to rapid changes in technology. More institutions are changing the way that they offer their services. Instead of having to deal with long queues of customers, banks now have efficient digital banking systems, alleviating pressure for bank consultants and tellers in the various branches.

Capitec Bank has become one of the leading banks in South Africa. The bank offers its millions of customers access to a wide array of services through it quality digital banking solutions.

Through the Capitec App, the bank strives to provide simplified banking solutions.

Secure, easy to use and available on supported smartphones, the Capitec App is free to download and there’s no monthly subscription.

You can access the app on-the-go from your cellphone, allowing you to access banking services whenever you need them.

Features of the Capitec App:

• Use it to transact
• Use the app to make payments
• Buy electricity for yourself or for a friend
• Add beneficiaries
• Add recurring (stop orders) and future-dated payments
• Buy airtime, data and SMS bundling

Buying airtime with the Capitec App is simple and convenient. There’s no doubt that airtime has become a necessity nowadays. As communication methods change and more people are using phones to talk to their loved ones and to do business, the demand for airtime and data continues to rise.

Using the Capitec App, you can make beneficiary payments at half the branch cost. You can also transact safely, knowing that every transaction is protected by your remote PIN.

Download the Capitec App today to enjoy the convenience of buying airtime with the Capitec App.

Contact Capitec Bank by calling: 0860 10 20 43.

Visit www.capitecbank.co.za

In early 2015 social media networks were abuzz as people used the “Lobola App.” Lobola is a form of payment that is offered by the groom’s family to the bride’s family in traditional African weddings in various South African cultures. 

It is often regarded as the “bride price” and varies from place to place in South Africa and among different tribes. In South Africa, the average is twelve cows.

Lobola was traditionally paid in livestock (cows), but modern urban families use cash.

Developed by Robert Matsaneng, the “Lobola App” is based on the lobola tradition and calculates the “bride price”, “bride gift” or “bride worth”.

The app requests the user’s age, height, weight and waist size and asks them to rate their attractiveness on a scale of “not at all” to “really hot”. Calculations are based on a woman’s educational qualifications, their job and whether they have been married before or have children.

At the end of the questionnaire, you are able to find out how many cows you are worth, in livestock and in Rands.

The developer told Fin24: 

“I developed the app for mainly laughs actually. I think it’s a fun exercise and that people who are not part of the culture can get a taste and perhaps want to know more about the culture. I did not develop it to replace the culture in any way.”

While the app drew a range of reactions from users, some found it offensive and called it “sexist”.

Another developer, Vusi Mbongo created his own version, calling it the “Lobola Calculator” because “he and his friend thought poorly of Matsaneng’s version,” he told Moneyweb.

The Lobola Calculator for iPhone is a simple app. Users enter the groom’s wealth- gauging details separately. Then the bride’s details are entered.

Mbongo says the Lobola Calculator for iPhone is more accurate because lobola depends on the circumstances of both individuals.  Mbongo says the price should ultimately depend on whether the men can afford it.

The Lobola Calculator for iPhone is available on the App store.

Since it was founded in 2001, Capitec Bank has steadily grown to become one of the most popular banks in South Africa. With over 7 million customers all over the country, the bank continues to grow.  

Offering a wide range of banking services such as transactional services, credit solutions and savings options, Capitec strives to offer simplified banking solutions.

Through the Global One Solution Capitec offers a unique financial solution that allows clients to save, transact and get access to credit. Instead of having multiple cards, Capitec clients have a unique product that allows them to streamline their banking needs.

Another way through which Capitec offers more value for clients is through the Capitec App.

As the world moves towards a digital-centric approach, Capitec Bank offers its clients a simplified digital banking solution through the Capitec App.

According to the latest South African Customer Satisfaction (SAcsi) for banking, Capitec and First National Bank came out tops in terms of online banking services.

Capitec achieved the highest online banking satisfaction ratings, followed closely by FNB.

While having a banking app may seem like the most logical way to bank these days, the reality is that there are a number of people who are unfamiliar with the service.

Here’s how to use the Capitec App:

You can download the app on your smartphone to start enjoying the benefits. If you are unsure of how to do this, you can always visit your nearest Capitec branch and a consultant will guide you through the process.

Once you’ve downloaded the Capitec App, you can simply select the “Transact” option.

You can then use the app to:

• Make payments
• Buy airtime, data and SMS bundles
• Buy electricity (for yourself or for a friend)
• View, sort, update and delete beneficiaries

You can also use the Capitec App to view your profile.

Contact Capitec by calling: 0860 10 20 43

Visit their website here: www.capitecbank.co.za

As the world moves towards a more digital-centric life, the demand for efficient banking systems has grown. Customers are more time-conscious than ever and fewer people are willing to spend hours waiting a long bank queue these days. 

The Capitec App allows customers to do just that- bank anywhere 24/7.

Since 2001, Capitec Bank has offered its clients quality services, driven by the goal of providing simplified banking solutions.

Free to use and free to download, the Capitec app is the simplest way to save and take control of your money ad to track your spending.

You can access the Capitec App on-the-go from your cellphone.

Along with the positive aspects of digital banking solutions, comes the uncertainty of security. With the Capitec app you can rest assured that you are transacting securely. Every transaction is protected by your remote PIN.

What can you do with the Capitec App?

Make payments – instead of having to draw cash and wait in long bank queues as you wait to speak to a bank teller or consultant, you can use the Capitec App to make payments at any time of the day.

Buy airtime, data and SMS bundles – by simply logging onto the Capitec App you can buy airtime whenever you need to.

Buy electricity – no more waiting for municipal office hours. You can simply buy electricity whenever you choose.

View credit plan balances – the Capitec App allows you to keep track of your loans.

Add beneficiaries – you can make payments simple and convenient.

View transactions or beneficiary payment history – keep track of your spending and payment history.

Pay a Capitec Bank client using their verified cellphone number – this is a new feature that allows you to make payments simply to a Capitec client without the need for their bank account number.

To find out more about how you can save and transact with the Capitec App, visit www.capitecbank.co.za

International online casino company Betway have announced that the new year will see the launch of their mobile app in South Africa, further expanding the company’s range on the continent. The move highlights the continued growth of mobile betting around the world and follows the trend that people are using smartphones to do more than they now do with a laptop or desktop.

Mobile apps and social media
As with around the world, one of the biggest growth areas in terms of internet use and how South Africans use apps is social media. The growth of mobile apps has risen by over 60% in the last two years with more and more businesses realising that they need to offer an app to grow their customer base. As 50% of people use their smartphone to access the internet, the availability of an app is crucial for growth.

Companies are also investing in social media and ensuring that everything they offer on these sites works well through a smartphone. Over 50% businesses in 2014 were intending to train staff to deal with social media and some 44% of those spoken to already had a social media budget in their advertising budget. Top of the list is Facebook with 93% of brands using it in South Africa to reach customers, followed by 79% using Twitter and 58% using YouTube, showing that the growth of video as a way to reach people continues to grow. Since then, this figure continues to grow as more and more businesses realise the importance of the smartphone consumer.

Changing face of gaming
This growth in the use of smartphone and social media also has an effect on other areas that applications are offered in. One study by PricewaterhouseCooper in 2015 showed that while all areas of app usage was growing across the country, video game platforms in their many forms were seeing the most growth.

A combination of greater internet coverage and the access to the relevant technology for more people are seen as the main drivers behind this change. Younger people in particular are tied to their smartphones, using them for almost everything and rarely being far from them, as parents will complain. And the growth of internet coverage continues to grow, with around 20% extra people each year being able to use the internet wherever they are.

Sports betting
Mobile betting is popular with a wide age range and across genders, leading to the announcement by Betway that they are expanding their mobile app to the country. It follows an increasing demand for betting on all types of sports.
In 1996, South Africa passed the Gambling Act that granted 40 gambling licenses across the country. At first, horse racing was the most popular sport to bet on but others such as football and rugby have grown in recent years. By 2014, sports betting accounted for 13% of the total gambling revenue in South Africa and this is a figure that looks set to continue to rise.

Betway
Betway are a company founded in the UK in 2006 and operate across Europe. They have recently added licenses for Kenya and Ghana to cater for the demand for mobile betting in these countries and are adding South Africa with the new app launching early 2017. The company are committed to working in the community across Africa as well as providing their apps for customers, including their sponsorship deal with the leading football team in Ghana, Ashanti Gold. Their deal has helped the club to set up a youth academy and to renovate their stadium and facilities to be among the best in the region.

The popularity of mobile technology all over the world has changed most industries. The way that people communicate has transformed. With mobile technology, more people are able to connect and communicate from across the world.

Mobile app technology has equally increased in popularity. More people are turning to mobile application technology to transact, send money, pay beneficiaries, check their account balances and transfer money between accounts.

More about the Me & You Mobile App:

Me & You is South Africa’s first SIM-only network and gives subscribers the benefit of being able to only pay for SIM services. The service promises subscribers the lowest call rates as well as superior customer services.

By choosing this package, subscribers don’t have to worry about having to pay for 2 year contracts. They can customise the package to suit their unique needs. You have the option of choosing from a R50, R100, R200, R400, R500 or Unlimited Talk Package for R299.

With Me & You there are no frills and there is no fuss. The entire process with the independent network can be completed online. It’s a 100% e-commerce based, so you can customise your order online and have your SIM delivered to your door. You can RICA and activate your SIM card online.

As a way to add more value to clients’ overall experience with Me & You, the network operator has introduced the Me & You Mobile App.

The Me & You Mobile App is designed to offer subscribers a convenient way to access services.

What you can do using the Me & You Mobile App:

• Chat to Customer Care
• Check your Account Usage
• Check FAQs
• Check your usage
• View your bill so far

Visit www.meandyoumobile.co.za to get the Me & You Mobile App or call 0861 333 110 for more information.